Field notes.
Straight talk on MTD, getting paid, and winning back your Sundays. Built for UK trades.
Are quotes legally binding in the UK?
Quote vs estimate, why a WhatsApp yes is a contract, and the 14-day cancellation rule that catches trades out.
Read the guide → Getting paidCustomer won’t pay your invoice?
The escalation ladder: reminders, late-payment interest, the letter before action and what the county court costs.
Read the guide → MTDMTD records: do I have to upload receipts?
HMRC never sees your receipts. What a digital record must contain, the categories, and the £90k shortcut.
Read the guide → Getting paidHow much deposit should a tradesman ask for?
What homeowners are told is normal, stage payments on bigger jobs, and the exact words to ask with.
Read the guide → WhatsAppHow to send an invoice on WhatsApp
What a UK invoice has to carry, three ways to send one from your phone, and getting paid in the same chat.
Read the guide → MTDMaking Tax Digital and CIS
Why the threshold counts what you invoiced, not what landed in the bank, and the records a CIS subbie has to keep.
Read the guide → MTDMTD is here: what sole traders must actually do now
Who’s in, the quarterly deadlines, the penalty rules — explained simply, no scare tactics.
Read the guide → PricingHow much should a tradesperson charge in 2026?
Real day rates by trade and region, call-out money, and what’s actually left after costs.
Read the guide → VATDo I need to register for VAT? The £90,000 question
The two threshold tests, late-registration penalties, the Flat Rate trap, and the construction rules everyone gets wrong.
Read the guide → ExpensesWhat can a tradesperson actually claim on expenses?
The proper list, checked against GOV.UK — the new 55p mileage rate, the home-office flat rate, and the brews verdict.
Read the guide → QuotingThe 12-second quote: voice note in, branded PDF out
Why the first quote usually wins, what it has to carry, and why it needs an expiry date in 2026.
Read the guide → SoftwareTradify vs Jobber vs Invoice2go
Prices checked August 2026, what each one leaves you doing yourself — and where they honestly beat us.
Read the guide →